Property Ownership and Transfers in Vermont: A Comprehensive Guide

Welcome back to Mountain View Law’s blog, where we provide expert insights into the intricacies of real estate law in Vermont. In this blog post, we will delve deeper into the topic of property ownership and transfers in the Green Mountain State. Understanding the nuances of these processes is essential for buyers, sellers, and investors seeking to navigate Vermont’s real estate landscape with confidence. Should you need assistance in a Real Estate Transaction please call 802-775-6811 or email us at

Types of Property Ownership

Vermont recognizes several forms of property ownership, including sole ownership, joint tenancy, tenancy in common, and tenancy by the entirety. Sole ownership grants complete control to a single individual, while joint tenancy allows multiple parties to have equal ownership interests with the right of survivorship. Tenancy in common, on the other hand, permits multiple individuals to own a property with separate and distinct shares, and each owner can transfer their share independently. Lastly, tenancy by the entirety is a form of ownership reserved for married couples, providing protection against individual creditors.

Deeds and Title Examination

The transfer of property ownership in Vermont is typically accomplished through the use of deeds. The two most common types of deeds are warranty deeds and quitclaim deeds. A warranty deed guarantees that the seller has clear title to the property and can legally transfer it, while a quitclaim deed transfers whatever interest the seller has in the property without making any warranties about the title. Before completing a real estate transaction, it is crucial to conduct a thorough title examination to ensure the property’s title is free from encumbrances or defects.

Recording the Deed

To provide legal notice to the public and protect the rights of the new owner, it is important to record the deed at the appropriate county clerk’s office. Recording a deed establishes a public record of the property transfer and helps determine the priority of interests in case of conflicting claims. It is the responsibility of the buyer or their attorney to ensure the timely recording of the deed. Failure to record the deed may result in potential legal complications and challenges to ownership.

Mortgage and Liens

When purchasing a property in Vermont, many buyers rely on financing through mortgages. A mortgage is a loan secured by the property itself, which the borrower must repay over time. Additionally, there may be other liens or encumbrances on the property, such as tax liens or mechanic’s liens. It is crucial to conduct a thorough title search to identify any outstanding liens or encumbrances that may affect the buyer’s interests. An experienced real estate attorney can guide buyers through this process, ensuring a smooth transfer of ownership.

Seek Professional Guidance

Navigating property ownership and transfers in Vermont can be complex, particularly when considering the various legal requirements and potential pitfalls. Engaging the services of a skilled real estate attorney is crucial to protect your interests throughout the process. An attorney can assist with reviewing and drafting contracts, conducting due diligence, advising on title issues, and ensuring a smooth and legally sound transfer of ownership. Their expertise and guidance can provide peace of mind and mitigate potential risks.


Property ownership and transfers in Vermont involve various legal considerations that should not be overlooked. Whether you are a buyer, seller, or investor, understanding the different forms of property ownership, conducting proper title examinations, recording deeds, and addressing mortgages and liens are all crucial steps in achieving a successful and legally sound transaction. To navigate the complexities of real estate law in Vermont, don’t hesitate to consult with a knowledgeable real estate attorney who can guide you through the process and protect your interests effectively. Call us today at 802-775-6811 or email us at

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